Q&A
Asked by Todd
Answered by Deborah Ellis
Financial Adviser in Thousand Oaks, CA
Financial Adviser in Thousand Oaks, CA
There are several mortgage companies that
specialize in refinancing manufactured or
mobile home whether or not you own the land.
Several of the ones I have found incl...
Q&A
Asked by wilma
You must visit an estate planning attorney,
not just for this property but for all of your
assets. It is up to you to have a real plan
for what happens if you die. O...
Q&A
Asked by margo
Hello Margo:
That depends on what type of
debt you have. As a mortgage loan officer I
can share with you a common practice that many
homeowners take advantage of; t...
Q&A
Asked by an anonymous user
Answered by Ted Erickson
Mortgage Professional in Novato, CA
Mortgage Professional in Novato, CA
There are subprime loans available for you but
at very high rates and high fees. I would work
on improving your score because you wil need
to wait 4-5 years from your ...
Q&A
Asked by an anonymous user
Hi -
You will need to check with the
Administrator of the 401k plan to determine
your options regarding a hardship withdrawal -
not all 401k plans allow hardship with...
Q&A
Asked by an anonymous user
Hi -
You should check with a Certified Public
Accountant (CPA) in your local area for
specific tax advice. There was a forgiveness
program for canceled debts that ex...
Q&A
Asked by Tamer
Hi -
It sounds like this is your personal
residence. As long as you have lived in the
home for at least 24 months (two years) the
sale of a personal residence receiv...
Q&A
Asked by an anonymous user
Answered by Mark Haynie
Mortgage Professional in Los Angeles, CA
Mortgage Professional in Los Angeles, CA
Dear Anonymous, no mortgage company will
accept partial payments. And since you have 15
years equity in your home, believe they are
only too happy to get their hands o...
Q&A
Asked by an anonymous user
Hello:
With the "melt-down" of the mortgage
market 7-8 years ago, virtually all of the
"no-doc" or "stated income" loan products
disappeared. Unfortunately though t...
Q&A
Asked by Ronald Willis
That is an outstanding rate. The average rate
was 3.98 % for 30 Year or 15 YR is 3.13 %
according to www.freddiemac.com weekly survey
(this is a non sales oriented sur...
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