Q&A
Asked by frank
It's certainly possible, but I'd need to know
more about your situation to give a definitive
answer.....for example: How big is the charge
off? What other open trade...
Q&A
Asked by an anonymous user
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Financial Adviser in Los Angeles, CA
I would suggest that you start by searching
for a mortgage professional in your area right
here on MoneyTips. Click on Find A
Professional in the menu bar above to st...
Q&A
Asked by robert blair
Loan sizes do influence mortgage pricing, but
only marginally, and seldom enough to change
the rate. For example, many lenders have
surcharges on loans under $50,000....
Q&A
Asked by Louis
Answered by David Skow
Mortgage Professional in Seattle , WA
Mortgage Professional in Seattle , WA
There are lots of ways to do this. The first
best step is to obtain a lenders version of a
full report. We call this a "tri merge" report
as its accesses all 3 main cr...
Q&A
Asked by Sidney
You both need to generate positive activity on
your credit reports. Getting, and responsibly
using, a secured credit card is a great
option. Keep the balance low, us...
Q&A
Asked by Mike
Answered by Ted Erickson
Mortgage Professional in Novato, CA
Mortgage Professional in Novato, CA
You should ask the seller if they will allow
it. They are the ones making the final
decision and not some loan officer. If your
want vegas odds on it being allowed I a...
Q&A
Asked by Ron
Answered by Matthew Mcfadden
Financial Adviser in Philadelphia, PA
Financial Adviser in Philadelphia, PA
Ron,
After reading your comment about your
duplex, 3% is a very good rate. The only
problem is that it's a variable rate not a
fixed rate. Furthermore, The Fed pl...
Q&A
Asked by an anonymous user
Paying off high interest credit cards with a
mortgage is a good idea if you can commit to
the new budget and avoid charging up the cards
again. Do your best to limit ...
Q&A
Asked by an anonymous user
There are many ways to avoid paying large
costs to refinance, or at least ways to
structure the refi. First and foremost, know
that FL is a high cost state, meaning h...
Q&A
Asked by an anonymous user
Hello:
In your example, the 2.99% would
represent the "Interest Rate" while the 3.29%
represents the "Annual Percentage Rate". It's
not really a question of which n...
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