Q&A
Asked by David
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi David: Thanks for your question. You actually touch upon a very common theme in finance and that theme is "discipline". Having served hundreds of clients over th...
Q&A
Asked by JOSE BALLARD
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Jose: Thanks for your question. There is nothing stopping you from doing either. However be advised that 1) There are specific guidelines for renting your home and ...
Q&A
Asked by an anonymous user
Answered by Mark Haynie
Mortgage Professional in Los Angeles, CA
Unfortunately, the 547 score is a lower score than any lender will consider. I recommend that you consult with a professional in the credit repair business and develo...
Q&A
Asked by Richard
M
Answered by Michael
Have you considered renting the property to someone who cannot obtain financing? There are many people looking for a home but they dont qualify for a purchase in today...
Q&A
Asked by Mala
Answered by Kim Miller PRO+
CFP® in Redmond, WA
Hi - First off, never believe anything a debt collector tells you. They are still second-in-line to the first mortgagor. They can and will sue you for the money. F...
Q&A
Asked by Hope
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hello Hope: You can think of credit as something that reflects your "fiscal personality" and you always want to make a good impression. By that I mean your credit h...
Q&A
Asked by an anonymous user
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Thanks for the question. Hopefully you either have an actual appraisal, a real estate broker opinion, or you just have a good handle on property values in your area. I...
Q&A
Asked by Joyce
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi Joyce: First, it's very nice to be able to answer a question for someone right here in my backyard (DC)! Real estate investing can be both very challenging and v...
Q&A
Asked by an anonymous user
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hello: You're reported loan to value on $750k to $5 million should certainly fit well within lending guidelines. The interest rate however, like all proposed trans...
Q&A
Asked by PATRICK STEVEN BARANICK
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hello Patrick: It would appear that the list you have provided are not mortgage companies, but rather different names for the HARP refinance program. "HARP" stands ...
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