Q&A
Asked by Lauren
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi Lauren: In fact, yes it is possible though I am sure you realize that the financing may not be under the best terms. Your financing may require a larger down pay...
Q&A
Asked by an anonymous user
Answered by Mark Haynie
Mortgage Professional in Los Angeles, CA
Any credit company that says they can remove a foreclosure from a credit report may as well be selling unicorn rides as well. As for getting a loan with a foreclosure...
Q&A
Asked by Charles Jones
Answered by Mark Haynie
Mortgage Professional in Los Angeles, CA
Based on the 2.5% rate of your HELOC, it appears to be PRIME -.75%, which is a pretty sweet deal. I don't know if your initial interest-only term was for 15 years or...
Q&A
Asked by Maria Mapoy
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
The answer to your question depends on several factors. How financially secure are you? How large is your loan? Do you live in a state (NY/FL for two) with high clo...
Q&A
Asked by an anonymous user
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
This is a situation that you would benefit from by speaking with a qualified attorney. I can however shed some light and possibly help with a direction on this. A chap...
Q&A
Asked by an anonymous user
Answered by Adam Witzburg
Mortgage Professional in Denver, CO
If you filed a Chapter 7 Bankruptcy, typically you will have to wait 2 years after the discharge date to be eligible for a new mortgage through FHA financing. There ar...
Q&A
Asked by pat
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi Pat: Yes fortunately you do have some options. If you are looking to refinance, the first option I would recommend is to look into the HARP program. This is a Fa...
Q&A
Asked by Larry Black
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
While this question isn't new, I wanted to point out that FHA just lowered the annual mortgage insurance premiums for new FHA borrowers (effective 1/26/2015). Anyone w...
Q&A
Asked by roger taylor
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Hi Roger: It should be possible and you can even refinance it with a new home equity loan. My advice would be to find a competent loan officer that you feel comfort...
Q&A
Asked by an anonymous user
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Generally speaking, 4 years. If there were extenuating circumstances, then possibly only 2 years.
Ask a pro a question
Have your question answered by a professional
Characters remaining: 140
$firstLetter
Asking as: $ss.eas.userParams.displayName
Sign in to IntroLend
By submitting you agree to our Terms of Service

Borrowing

Borrowing
Free IntroLend Membership!

Get FREE, full access to IntroLend.com