Q&A
Asked by Lisa
Answered by Jose Sanchez
Financial Adviser
Thank you for asking the question. I am guessing the reason that anyone would consider a longer mortgage is that it translates to a lower payment. Yet, the longe...
Q&A
Asked by an anonymous user
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
"It depends" is the answer to your question. If you mean in comparison with a 30-year loan, the answer is "probably", due to the fact that most HELOCs have a draw peri...
Q&A
Asked by Kare007
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Kare007 There are always unforeseen expenses. "The mistake with uncertainty is the belief that there is an antidote." -- Einstein As a suggestion, add the...
Q&A
Asked by SANDI
Answered by Paul Carson
Loan Officer in Conshohocken, PA
Hi Sandi, Finding the best interest rate will depend on a variety of factors, such as property type, location, loan program, credit scores, down payment, among many o...
Q&A
Asked by Shalyn
Answered by Paul Clemons
Mortgage Broker - Branch Manager NMLS#174535
You could do a cash-out refinance to liquefy the equity and have him sign a quitclaim deed to be removed from title.
Q&A
Asked by mary
Answered by David Skow
Mortgage Professional in Seattle , WA
Mary, thanks for the question. Some ideas & options: 1) Increase the payment you are making and have this additional amount applied to the principal balance. ...
Q&A
Asked by delce8
Answered by David Skow
Mortgage Professional in Seattle , WA
What you will be able to qualify for is based on several things, including your credit score, income and debt. The best thing to do is to begin the formal pre-approval...
Q&A
Asked by Janet
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
Hi Janet, Congratulations on looking to purchase a home. The key in any mortgage application is working with a knowledgeable, experienced loan officer who can anal...
Q&A
Asked by Roger
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
You can get answers to this, and many other, credit-related questions answered by downloading our free eBook, Give Yourself Credit. Be sure to watch for the next eBook...
Q&A
Asked by REBECCA
Answered by Aaron Gibbons
Mortgage Professional
Rebecca, so sorry to hear about your loss. Refinancing your home to a 30yr mortgage is one possible route. If your mortgage is already on a newer 30yr loan then an ARM...
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