Q&A
Asked by Linda
Answered by Dain Yerckie
Mortgage Professional in Scottsdale, AZ
1) DO NOT fear the adjustable-rate mortgage (ARM)! 2) Same as #1. 3) How long will you be in this home? #3 is the most important when deciding between an ARM or...
Q&A
Asked by an anonymous user
Answered by Dain Yerckie
Mortgage Professional in Scottsdale, AZ
Good question! First thing is to know where your comfort levels are for a new monthly payment for your home. Then decide how much you can comfortably put out for cash ...
Q&A
Asked by an anonymous user
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Whether or not you qualify for a mortgage can be determined by a lot of variables. Your current income, your current credit score and credit history. You can use the s...
Q&A
Asked by Dorothy
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Qualifying for a mortgage depends on several factors, with credit score being one of them. The first thing you should do is finish setting up your Credit Manager by Mo...
Q&A
Asked by wkrogmeier
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
There's more to consider than just the interest rate in any discussion on the benefits of making additional principal payments on a first mortgage, compared with using...
Q&A
Asked by helen_w29
Answered by Brian Nguyen
Sr Mortgage Banker in Brea, CA
That's a broad question, like if it's better to get married or keep dating. Everybody has an opinion, and the answer largely depends on the individual. But as it relat...
Q&A
Asked by an anonymous user
Answered by Dain Yerckie
Mortgage Professional in Scottsdale, AZ
Income requirements will be based on what other debts you have that appear on your credit report. So a little tough to say a for sure yearly amount needed. If you are ...
Q&A
Asked by an anonymous user
Answered by Jim Sorenson
Mortgage Professional in Kirkland, WA
There is no simple answer to your question as there are many factors that come into play. It will come down to your own personal needs and goals. A few things to think...
Q&A
Asked by eblas0709
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Your first step should be to see your credit score, and full credit report, for yourself. There may be errors or other items on there that are negatively impacting you...
Q&A
Asked by delce8
Answered by David Skow
Mortgage Professional in Seattle , WA
What you will be able to qualify for is based on several things, including your credit score, income and debt. The best thing to do is to begin the formal pre-approval...
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