Q&A
Asked by Kare007
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Kare007
There are always unforeseen
expenses.
"The mistake with uncertainty is
the belief that there is an antidote."
--
Einstein
As a suggestion, add the...
Q&A
Asked by an anonymous user
"It depends" is the answer to your question.
If you mean in comparison with a 30-year loan,
the answer is "probably", due to the fact that
most HELOCs have a draw peri...
Q&A
Asked by Lisa
Answered by Jose Sanchez
Financial Adviser
Financial Adviser
Thank you for asking the question.
I am
guessing the reason that anyone would consider
a longer mortgage is that it translates to a
lower payment. Yet, the longe...
Q&A
Asked by Eldrige
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Financial Adviser in Los Angeles, CA
First you need to see your credit score, and
full credit report, for yourself. There may be
errors or other items on there that are
negatively impacting your score tha...
Q&A
Asked by Debbie
HELOC pricing depends on several factors:
Credit scores, Equity, Prime Rate, and the
margin (the "markup" over prime rate).
Prime is 3.75% now, so to get a HELOC ...
Q&A
Asked by Milo Ray
Answered by Amanda Gillam
Financial Adviser
Financial Adviser
If you have an excellent credit record then
why not try your own bank first - if you have
a long-standing relationship with your bank
they are likely to offer you fina...
Q&A
Asked by Millie
Answered by Paul Clemons
Mortgage Broker - Branch Manager NMLS#174535
Mortgage Broker - Branch Manager NMLS#174535
You would need to speak with a loan officer,
like myself or someone at a mortgage
company/bank to see if you qualify for a loan
and how much you could qualify for.
Q&A
Asked by Wallace
Answered by Brenda Carlson
Mortgage Lender
Mortgage Lender
That will depend on your credit history and
your current credit score. Typically you
would want to pay down those with the highest
interest rate first but if you are ...
Q&A
Asked by Andrew
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
Mortgage Professional in Manchester, NH
A conversation with an (ideally local)
mortgage professional. Have your taxes, W2's,
and paystubs, etc. ready. Know what your total
budget is, and have documentation f...
Q&A
Asked by an anonymous user
Answered by Lorene Collier
Financial / Credit Consultant
Financial / Credit Consultant
Yes, it will remain on your account for 7 more
years. Any interaction with the creditor
restarts the clock on the statute. However,
you can ask for removal in lieu of...
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