Q&A
Asked by Patrick
Answered by Donna Quintanilla
Mortgage Loan Originator
FHA financing requires 3.5% and conventional financing requires 5%. I do not have an option for $4,000 down on a $150,000 home.
Q&A
Asked by Wilda
Answered by Donna Quintanilla
Mortgage Loan Originator
Maybe add a cosigner? Or if you have money saved put down a large down payment.
Q&A
Asked by Roselia
Answered by Donna Quintanilla
Mortgage Loan Originator
Hello Roselia, Most first-time homebuyer programs have a income limit and credit score requirement. You might want to start with http://www.tdhca.state.tx.us/homeowne...
Q&A
Asked by NIxa
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Hi Nixa, Great question! Here are two great articles about rebuilding your credit, one lists things to avoid and one lists things to do to boost your score fast. ...
Q&A
Asked by landeyerle
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
While this is a great question it would be difficult for anyone to answer for you without a lot more specific information like the life of your loan, the loan balance,...
Q&A
Asked by Chris
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
This guide does a great job of explaining all the aspects of an FHA loan 
Q&A
Asked by an anonymous user
Q&A
Asked by Marcus
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
The root of purchasing or refinancing your home is having a good credit score that is free of blemishes and late payments.  You also want to make sure that when you pu...
Q&A
Asked by Claudio
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
The first step in buying a home, or applying for a mortgage, is to know your credit score and what's on your credit history. You can check your credit score and access...
Q&A
Asked by an anonymous user
Answered by Dain Yerckie
Mortgage Professional in Scottsdale, AZ
Good question! First thing is to know where your comfort levels are for a new monthly payment for your home. Then decide how much you can comfortably put out for cash ...
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