Q&A
Asked by an anonymous user
Technically, they are not the same thing.
Practically, they aren't either. Most people
use the two terms interchangeably, but insofar
as a state's department of insura...
Q&A
Asked by irene
Hello Irene,
We send multiple carrier
quotes to those seeking coverage. There are
over 60 life insurance carriers that we could
show, but we tend to show the top 5...
Q&A
Asked by an anonymous user
Strategically, we can use riders to accomplish
several things. Marilee explained that. Here
is one that works for me. One of the life
insurance policies that I have ha...
Q&A
Asked by an anonymous user
Short answer is "yes", we do. Curious about
the request, however. Here is why. ALL
permanent insurance plans have a cash value
component. But not all of the plans are ...
Q&A
Asked by Crystal
Ok, Here is what having a "bank" can mean when
it comes to life insurance. An actual bank has
money in it that came from you; that is the
principal. The bank applies a...
Q&A
Asked by an anonymous user
Answered by Darius Slade
Health Services & Management in Richland, WA
Health Services & Management in Richland, WA
Hi, Anonymous, your question is a good one.
HSAs are pre-tax deductions by your employer,
so leaving your employer stops that deduction.
However, the account/balance i...
Q&A
Asked by an anonymous user
Oh boy, did you just wander into it with that
question! The simple answer is that you can't
buy a longer term plan than 30 years. There is
one carrier that lets you ki...
Q&A
Asked by finq79
Unfortunately, no, you cannot. Additionally, I
would ask why would you want specifically term
insurance? Here's why. At 85, with life
expectancy what it is, if you cou...
Q&A
Asked by Crystal
We would all like it if the cash - plus the
death benefit - went to our heirs. The death
benefit goes to the beneficiary but the cash
does not. It remains with the car...
Q&A
Asked by Meredith L
Answered by Darius Slade
Health Services & Management in Richland, WA
Health Services & Management in Richland, WA
Hi Meredith,
I think you ask a great
question.
When you borrow against the cash
value of your life insurance policy, the
benefits are reduced by that borrowed amo...
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