Q&A
Asked by finq79
Unfortunately, no, you cannot. Additionally, I
would ask why would you want specifically term
insurance? Here's why. At 85, with life
expectancy what it is, if you cou...
Q&A
Asked by Jonathan
Maybe. That is simply one of the ways that
people use to land close to the X when trying
to land ON the X. One way to determine what
the amount should be is based on w...
Q&A
Asked by Crystal
We would all like it if the cash - plus the
death benefit - went to our heirs. The death
benefit goes to the beneficiary but the cash
does not. It remains with the car...
Q&A
Asked by Meredith L
Answered by Darius Slade
Health Services & Management in Richland, WA
Health Services & Management in Richland, WA
Hi Meredith,
I think you ask a great
question.
When you borrow against the cash
value of your life insurance policy, the
benefits are reduced by that borrowed amo...
Q&A
Asked by bmm123
Answered by Alberto Foster
Insurance Representative in Bethesda, MD
Insurance Representative in Bethesda, MD
No they are not so long as you don't exceed
premiums paid into the policy.
Q&A
Asked by an anonymous user
I agree with Michael, especially the last
paragraph where he says "do not rush into any
decisions' since rushing with large sums of
money is almost always followed by ...
Q&A
Asked by an anonymous user
The short answer is "yes" you do. The owner of
the plan is the person paying for it, and that
person has control over the beneficiary
designation. If he has not change...
Q&A
Asked by Crystal
Hello Crystal,
First, the "complication"
part is fairly common (you are not alone!).
Life insurance can seem complicated when you
explore all of the types of life i...
Q&A
Asked by an anonymous user
Answered by James Goodacre
Insurance Agent in Carmel, CA
Insurance Agent in Carmel, CA
Depends on how long you want the coverage?
Q&A
Asked by an anonymous user
Answered by Tina Kawar
Insurance Agent in Scottsdale, AZ
Insurance Agent in Scottsdale, AZ
I think that one of the most important places
to start is with your budget, because whole
life policies are more expensive than term
life insurance. The other thing t...
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