Q&A
Asked by an anonymous user
I agree with Michael, especially the last
paragraph where he says "do not rush into any
decisions' since rushing with large sums of
money is almost always followed by ...
Q&A
Asked by bmm123
Answered by Alberto Foster
Insurance Representative in Bethesda, MD
Insurance Representative in Bethesda, MD
No they are not so long as you don't exceed
premiums paid into the policy.
Q&A
Asked by Meredith L
Answered by Darius Slade
Health Services & Management in Richland, WA
Health Services & Management in Richland, WA
Hi Meredith,
I think you ask a great
question.
When you borrow against the cash
value of your life insurance policy, the
benefits are reduced by that borrowed amo...
Q&A
Asked by Crystal
We would all like it if the cash - plus the
death benefit - went to our heirs. The death
benefit goes to the beneficiary but the cash
does not. It remains with the car...
Q&A
Asked by finq79
Unfortunately, no, you cannot. Additionally, I
would ask why would you want specifically term
insurance? Here's why. At 85, with life
expectancy what it is, if you cou...
Q&A
Asked by Owen
Curious question, Owen.
The short answer
is "no", they don't do that. The longer answer
is that once your policy (contract) is in
place on a date, you could start ...
Q&A
Asked by Nancy
Hello Nancy,
Some things to consider; time,
cost, and need. With a short period of time
like 2 years, the cost will be greater than if
you wait since this will most...
Q&A
Asked by Meredith L
Hi Meredith.
Ten year term is temporary
coverage for 10 years, as you already know.
The premium and death benefit are usually
level for that period of time. Notice...
Q&A
Asked by Crystal
The question has an assumption built into it
that "no exam" life insurance means that the
carriers who offer it will simply skip the
exam and also not query available ...
Q&A
Asked by carolnorrishomes
Hello Carol,
You have two term policies,
and then you mention investments in the same
question. It prompts me to ask this: is there
a need for the death benefit pro...
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