Q&A
Asked by Elaine
Answered by Chad Freeman PRO+
Branch Manager in Bethesda, MD
Elaine - That's a very loaded question because it depends on multiple factors; everything from property type, to your credit score, to how you will use the property, t...
Q&A
Asked by Victor
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
"Negotiating" doesn't really take place on mortgage rates. Unlike auto (and other) sales where salesmen are paid on the profitability of their transactions, lenders c...
Q&A
Asked by trish
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
You won't be able to obtain a mortgage for those funds, given new lending restrictions. A roofer may have some funding sources who could provide financing (whether se...
Q&A
Asked by Sherry
Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
Hi Sherry, HARP loans are like most other refinances in that they don't necessarily require borrowers to come to closing with money. The closing costs can typically ...
Q&A
Asked by an anonymous user
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
Probably not. While reverse mortgage rules guarantee against declining house values in the future, they do so by capping the loan amount at today's value, usually som...
Q&A
Asked by an anonymous user
Answered by Jeffrey Muhle
Financial Adviser in Manhattan Beach, CA
To answer this question properly, I need to know the outstanding mortgage balance on both properties, current market values and the length of time you've had the loans.
Q&A
Asked by an anonymous user
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
Certainly might be possible. Ask your mortgage guy. If you like knowing first, run the lookup tool for Fannie Mae https://www.knowyouroptions.com/loanlookup and Fredd...
Q&A
Asked by Lisa
Answered by Brenda Robinson
Financial Adviser in Easton, PA
It all depends on your credit score. If you have bad credit you must begin to establish a fico score as soon as possible. Your interested rate can be very high and ...
Q&A
Asked by JoAnne
Answered by Dawn Schweiker
Philadelphia Magazine's Five Star Mortgage Professionals in Ft. Lauderdale, FL
Hi JoAnne. It sounds like you would be a great candidate for an FHA loan. They will allow down to a 550 credit score. Since you had an extenuating circumstance, the...
Q&A
Asked by an anonymous user
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
In may depend on the loan program, or if you're trying it take cash out based on a new appraised value. The "stock" answer is usually 6 months, but it might be more or...
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